When your friends or family close their mortgage with FSB, you both unlock $100*. It’s that simple.
Refer a friend or family member who is buying or refinancing a home
They close their mortgage with FSB
You both receive $100*
*Bonus is available to eligible homebuyers who do not currently have a mortgage with FSB and who are referred by an eligible FSB customer. The referred homebuyer must close a mortgage loan with FSB in order for both parties to qualify for the referral bonus. The referring customer and referred borrower may not reside in the same household. Bonus funds will be deposited into each party’s FSB deposit account within 30 days after closing; if an FSB deposit account is not available, a check will be issued and mailed. There is no limit to the number of referral bonuses a customer may earn. Due to privacy laws, FSB cannot share information regarding the status of a referred individual’s mortgage or account. This offer is not valid with any other promotion or incentive. FSB may report the value of any bonus to the IRS as required by law, and recipients are responsible for any applicable taxes; please consult a tax advisor. Promotion is subject to change or cancellation at any time without notice.
Our mortgage loan officers are ready to help you with your real estate needs.
Purchase, refinance, remodel or build your dream home! FSB is here to guide you through the mortgage process. We offer competitive rates, low closing costs and lightning-fast pre-approvals with all our home loans. Feel comfortable knowing you will have the same friendly loan officers from start to finish and take advantage of our flexible payment terms on in-house loans.
We can provide:
The rates shown are for the purchase of a primary residence with no points paid.
Contact a Home Loan Expert for refinancing rates.
A Home Equity Line of Credit (HELOC) operates like a revolving line of credit, meaning you save money by paying interest only on what you need. Keep this line of funding open for emergency or unforeseen expenses and don’t worry about penalties for non-usage. Ask your tax specialist about potential tax deductions on the interest you pay and use HELOCs to get the most out of the equity in your home.
A Fixed Rate Junior Home Equity is a second mortgage with set rates based on the equity in your home and the term of the loan. This type of loan has a set payment made over a fixed term. It can be combined with a first mortgage to avoid paying Private Mortgage Insurance (PMI) when purchasing a home.
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